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15 April 2019

Terrorism clauses scrutinised in wake of Christchurch mosque attacks

In the aftermath of terrorist attacks on two Christchurch mosques in March, Crombie Lockwood worked closely with clients to assess their needs.

In the days immediately following the 15 March atrocities in Christchurch, some insurers agreed to waive ‘terrorism exclusion’ clauses applied to some policies, and instead work with claimants to consider all claims stemming from the event.

This decision ran contrary to some media reports suggesting that families of the victims would not be eligible for financial assistance from certain insurers.

However, a number of insurers stated publicly that they would not assert any terrorism exclusion clauses in extreme cases.

Additionally, major banks offered their support and set up fundraising accounts for those affected by the attack.

New Zealand Prime Minister Jacinda Ardern also assured the Christchurch Muslim community that support from the Accident Compensation Corporation (ACC) would be available to them.

Crombie Lockwood have worked closely with impacted clients to discuss claims on an individual basis.

“It is in tragic moments like these that the value of having an insurance broker to go in and bat for you is immeasurable,” said Crombie Lockwood CEO, Carl O’Shea.

“Our brokers understand the ins and outs of insurance policies and are able to support our clients with the right advice when it really matters. We extend our heartfelt condolences to the individuals and families affected during this unprecedented event.”