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Business insurance

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Commercial motor vehicle insurance 

A commercial car insurance policy covers vehicles used for business purposes for loss, accidental damage and legal liability.

If your business requires the use of a commercial vehicle to transport employees and equipment, the risk of accidents, injury, property damage, loss and theft comes with every trip.

Gallagher can arrange cover across all business vehicle classes, from cars, utes and vans, to trucks, buses, forklifts, Ubers with our flexible commercial motor fleet insurance solutions.

What business vehicle insurance covers

A commercial motor vehicle policy will cover you for a number of risks involved in owning and driving a company car, such as:

  • If you accidentally damage property with your company vehicle
  • Damage to your business vehicles if they have been in an accident
  • Theft or vandalism of your company car
  • Legal liability protection if your business vehicle is involved in an accident caused by another driver who does not have adequate insurance coverage.

Business vehicle policy options

Our brokers have access to a range of commercial motor insurance cover options and benefits to suit your business requirements and your budget.  

Commercial vehicle insurance options include:

  • Agreed value cover (sum insured or market value) if your commercial vehicles are stolen or damaged.
  • New vehicle options
    • If a company car is involved in an accident, with one call and we can take over from the crash scene and get your vehicle running again.
    • If your company vehicle is no longer roadworthy after an accident, cover for emergency accommodation and travel.
    • Cover for employees’ vehicles should they need to be used for your business.

Roadside assistance with Drive On

We offer vehicle assistance with Drive On to our business and commercial clients.

The Drive On service provides cover for mechanical breakdown, and vehicles that have suffered non-collision or non-insurance related failures making them unsafe to be driven.

It doesn’t matter who’s driving your company vehicle, because the vehicle is covered, not the driver.

As a commercial client, you get unlimited call-outs, so Drive On is perfect for businesses whose staff share vehicles.

Help with commercial vehicle insurance in NZ

Everything we do is driven by you. In the event of a claim we act as your advocate to make sure you get a fair and prompt result. To arrange the right cover to protect your business assets, talk to one of our brokers about our comprehensive commercial car insurance options. 

Need to talk?
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0800 276 624

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