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Personal insurance

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We help you protect your home and possessions so you can be confident you’re properly covered if things go wrong.

Onesurance, our suite of personal insurance products, is designed exclusively for Gallagher.

With comprehensive cover and a wide choice of benefits, Onesurance’s flexibility means you can match your insurance policy to your lifestyle, financial and insurance needs.

Onesurance offers:

Onesurance is underwritten by IAG New Zealand Ltd and Vero New Zealand Ltd and placed through Monument Insurance (NZ) Ltd. Monument Insurance is a related company of Gallagher and acts as an underwriting agent on behalf of IAG and Vero.

Why choose Onesurance?

Onesurance, you don’t need to settle for a ‘one-size-fits-all’ blanket style policy.

Each type of policy comes with automatic and optional benefits with a choice of policy limits. This means you can balance security and budget when selecting your appropriate level of cover. Your broker can recommend how best to tailor a policy for you.

Here are some ways Onesurance can be customised for your requirements.

Onesurance Home policy

  • Choose the level of cover you’d need for alternative  accommodation for you, your family and pets, if your home is temporarily uninhabitable after a loss and you need to rent elsewhere while it’s being repaired.
  • With our matching carpet optional benefit you can replace identical carpet in other rooms of the home if carpet is damaged (by a covered event) and a match can’t be found.
  • There’s also a range of limits you can choose to cover hidden, gradual damage in the home.

Onesurance Contents policy

  • Add the Pairs and Sets optional benefit to cover the undamaged items belonging to a pair or set of earrings, furniture, curtains, or art. 
  • When insuring your jewellery and watches, choose the specified item limit that sufficiently covers your precious valuables.

Onesurance Motor Vehicle policy

  • Add options like Agreed Value, or cover for costs to hire a rental vehicle while yours is being repaired or is stolen.
  • We can also cover your caravan or motorhome, including its contents.

Onesurance Landlords policy

  • Safeguard your investment and rental income with added options such as cover for methamphetamine contamination, intentional damage by tenants and loss of rent.

Talk to us 

Our brokers can talk to you about the options available and arrange Onesurance covers to suit your needs and budget. And if you need to lodge a claim, we advocate on your behalf to ensure your claim is handled fairly and promptly. 


Need to talk?
Call us now

0800 276 624

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