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Insurance Market Update – July 2024

Signs of change are emerging in the insurance market for commercial risks, potentially signalling a positive outlook for our business clients. Read more.

Gallagher Insurance becomes the new naming sponsor of Challenge Wānaka

We are pleased to announce our new partnership with Challenge Wānaka Sports Trust as the Challenge Wānaka Festival of Triathlon’s naming sponsor, after a long…

Navigating cyber threats

It's important to be prepared and proactive in managing your cyber risk, no matter the size of your business. Find out more.

Underinsurance – the hidden risk

Don't let underinsurance catch you off guard - discover the often hidden risks and how to protect yourself and your business. Find out more.

Specialist insurance for Jason Momoa’s Guinness ad production

When a long-term film and entertainment client needed insurance cover, we didn't let a tight timeline get in the way of their creative vision. Find…

What the EQC and FENZ changes may mean for you

Both Fire and Emergency New Zealand and the Earthquake Commission have announced changes from 1 July 2024. Find out more.

Understanding the risks of electric vehicle batteries and chargers

Lithium-ion batteries may be a bigger risk than you realise. Find out more.

Market Update: 2024 – A year of elections in an unstable world

With elections taking place in over 64 countries this year, an increase in geopolitical conflict is likely. Cyber criminals thrive on global disruption and could…

Market Update: Growing impact of ‘secondary’ perils such as risk of flood

In our March update, we highlight the importance of preparing a detailed renewal submission for insurers, particularly when flooding is a risk. Read more.

Market Update: Reinsurer market stabilises after a challenging 2023

The reinsurance renewal market in 2023 was cited as being one of the most challenging on record as reinsurers reduced capacity and changed coverage, attachment…

Provincial Rugby Union Partnership

We are excited about the future of provincial rugby in New Zealand after our announcement of our new partnership. Find out more.

Gallagher advocacy overturns anniversary aftermath claim

After an insurer initially declined an Auckland Anniversary flood claim, we helped turn this decision around for our client. Find out more.

New Zealand's changing SME business landscape

Gallagher CEO, Carl O’Shea, remains close to the pulse of New Zealand’s businesses. We asked Carl about his views on the changing nature of the…

Teeing off with the New Zealand Open

Held at the spectacular Millbrook course in Queenstown, we were delighted to partner with the New Zealand Open as the exclusive insurance provider for the…

Staying safe from online scams

As online scams rise, it's important to be vigilant and understand your coverage. Read more.

Protecting New Zealand in partnership with Trees for Survival

As a proud principal partner of Trees for Survival our support helped school children plant over 146,000 trees last year. Read more.

Helping innovative Kiwis achieve global success

When Ohmio, an Auckland-based innovator, was in search of new cover, we utilised our international insurer connections to ensure their insurance could meet their requirements.…

Media Release: Gallagher Insurance and New Zealand's Provincial Rugby Unions join hands to ignite growth in rugby & business.

Gallagher Insurance is pleased to announce its partnership with the NZ Provincial Rugby Union Group. Read more.

Dealing with the aftermath of the Auckland Anniversary floods and Cyclone Gabrielle

Our highly experienced Gallagher claims teams played a crucial role in helping businesses and homeowners recover from these destructive events. Read more.

Report: AI, Cyber Threats and Ethical Hacking

Generative AI has been embraced by cybercriminals. But organisations are catching up. Read more.

Media Release: Gallagher Insurance backs the New Zealand Open

The New Zealand Open is delighted to announce Gallagher Insurance as a new sponsor of the 103rd New Zealand Open presented by Sky Sport, set…

Market Update: Parametric insurance and understanding your natural disaster excess

We examine the growing use of parametric insurance and explain how you can manage your financial exposure to a natural disaster excess in a commercial…

Celebrate art, save the kiwi

As part of the recent Kiwi Art Trail, 20 colourful kiwi sculptures designed by local artists are set to be auctioned, with proceeds going to…

Surviving and thriving after the storm

A robust insurance policy, expert guidance and the support of loyal members helped the Napier Golf Club face its future with certainty following unprecedented storm…

Two-factor authentication for business security

As cyber-attacks increase in volume and sophistication, there's an easy way to add an extra layer of security for your business.

Crombie Lockwood becomes Gallagher Insurance

We've changed our name to Gallagher Insurance. Find out why our new name means a greater range of global insurance options for our clients.

Celebrating a century… and a half

Not only has Irene Hill just celebrated her 100th birthday, she has been a client of Gallagher broker Dennis Mahony for over five decades. What…

Helping businesses make better insurance decisions

Business insurance can be complex and challenging. An independent report highlights the value of broker advice, particularly in uncertain times.

Cybersecurity and the supply chain – are your suppliers your weakest link?

Many companies entrust third parties with access to their data and systems but if they haven’t implemented the right cyber security measures, they could put…

Media release: Kiwi Art Trail 2023

Kiwi have returned to the streets of downtown Tāmaki Makaurau. Organised by Save the Kiwi and Gallagher (formerly Crombie Lockwood), the Kiwi Art Trail combines…

Media release: Crombie Lockwood takes up Gallagher name

New Zealand insurance broker Crombie Lockwood has announced it will take up the name of its global owner Gallagher and be known as Gallagher Insurance.

The importance of using two-factor authentication

As cyberattacks increase in volume the Privacy Commissioner has called for businesses to improve security of the information they hold.

Market Update: Directors & officers liability insurance update

While the directors and officers insurance market has softened somewhat, the global economic and geopolitical landscapes continue to remain challenging...

Market Update: Flood insurance presents challenges

The availability of insurance to cover flooding is a growing concern for New Zealand businesses and homeowners...

Market Update: Insurance rates trend upward

How rates are being driven by climate change concerns, global uncertainty and higher reinsurance costs.

On the ground with Whanganui's Fleet Line Markers

The markings make the game, according to Fleet Line Markers. But this innovative Whanganui-based company places paint on more surfaces than your local sports field.

Top of the class collaboration

A partnership with Wakatipu High School's foundation is one way Crombie Lockwood Central Lakes is contributing to the community in Queenstown.

Crombie Lockwood named an Employer of Choice for third time

The HRD New Zealand Employers of Choice award win marks the third time Crombie Lockwood has been named an employer of choice by HRD, following…

Helping family businesses reach their full potential

Family businesses play an important role in New Zealand's economy, making up almost 70% of Kiwi businesses. But they often face unique challenges in reaching…

Simulating safety behind the wheel

Crombie Lockwood Masterton and insurer NZI recently hosted a client safety seminar with access to a heavy vehicle simulator. The public were invited along to…

How will AI change your future insurance experience?

Technology and consumer behaviour is ever evolving, the insurance industry is too with companies keeping pace to offer clients the best possible products and services.

Fire fallout no barrier to business

Thanks to sound safety systems and the right insurance, the fire damage and knock-on affect was contained for Timaru restaurant Saikou.

Building the right insurance programme for Shed Central

Insurance coverage which evolves in tandem with the changing nature of business means more certainty as commercial opportunities arise.

Demonstrating the desire to help in tough times

When the sale of a Crombie Lockwood Central Lakes client’s business took longer than anticipated, Broker Grace Saunders helped work out a short-term, three-month insurance…

Tax Traders’ journey towards B Corp status

Delve into Tax Traders’ journey to B Corp Certification, one of the most rigorous certifications a business can undertake.

Kiwi fighting strong at Crombie Lockwood Kiwi Burrow

All seven eggs and 12 newly hatched chicks remained safe during Cyclone Gabrielle, as were 13 kiwi living within the Wairakei Golf + Sanctuary.

Weather events and navigating a difficult insurance market

Chief Broking Officer, Mark Jones shares insights into the current hard insurance market which has been amplified by the extreme weather events earlier this year.

Insurance for Good makes a difference in Ōtautahi

Gallagher and Raizor's Insurance for Good collaboration helped a Christchurch charitable trust to receive a $7,500 donation, plus getting the cover it needed.

Severe weather event - information for clients

Regularly updated information and advice for clients affected by severe weather events.

Insurance Market Update March 2023

Chief Broking Officer Mark Jones looks at the implications of the Auckland Anniversary Flood and Cyclone Gabrielle for the New Zealand insurance market.

Hospice brings heart and support to Hutt community

Behind Te Omanga Hospice's caring heart lies a dedicated team of staff, volunteers and expert business partners...

Navigating Health and Safety

As businesses evolve and change size, direction or focus over time, so does their need for comprehensive health and safety systems...

Staying steady on the board

When an arson attack brought Nelson company Moana SUP and Surf to a halt, it was a smooth turnaround to get back up and running…

Accounting for the trees

Taupo-based Blackburne Group is an accounting practice that provides expert service to forestry industry clientele across the country...

Pooling expertise to create a world-class aquatic centre

The future of aquatic sport is swimming along for Hawke’s Bay with the opening of its Regional Aquatic Centre...

How to reduce risk when selling your business

Selling a business can be a slow, stressful process. Broker Jac Heale explains how a new type of liability cover (TLPE) can make it easier.

Keeping people coming to The Last Resort

When torrential storms closed the world-famous Heaphy track in 2022, bookings at The Last Resort in nearby Karamea took an immediate hit..

EQC ups the cover. What the changes mean for you

Recent increases to cover provided by Toka Tu Ake Earthquake Commission (EQC) will now offer Kiwis greater protection in the event of a natural disaster.

"To get the best mahi, first build the person..."

Taranaki-based Tuarā Civil is a Māori-owned and led company, remaining grounded despite its fast growth and success in the region.

A smoother road to recovery

Having the right medical insurance cover meant business owner Sue was quickly treated for breast cancer after a sudden diagnosis earlier this year.

Seasonal worker wellbeing

Our viticulture and horticulture industries rely on skilled contractors. Marlborough's labour supply and management agency, Hortus, plays a big part in helping meet these needs.

Can you trust social media for insurance advice?

As the use of social media for financial information grows, it's important to seek specialist advice to ensure your insurance is right for you...

Right size, bite size

The owners of Wanaka's 'Muttonbird' eatery had no hesitation choosing SMARTpak insurance for their business, after learning the previous tenant had experienced a damaging fire.

Helping Young Eagles soar

The Young Eagles programme gives young Kiwis the opportunity to enjoy a hands-on flying experience, opening up career opportunities in the wider aviation industry.

Ransomware attacks show cybercrime is here to stay

Recent cyberattacks are a wake-up call for NZ business. Cyber insurance provides access to ransomware negotiaters, data, legal, technology and PR experts.

Insurer spotlight falls on high-hazard companies as market toughens

Companies with high hazard risks are seeing rising premiums and higher excesses for losses resulting from fire. Talk to a broker about a risk review...

Insurance Market Update - Spring 2022

EQC changes, climate and inflation are the key issues now affecting the NZ insurance market. Download a copy of the latest Insurance Market Outlook...

How to proactively manage construction risk

Construction businesses renewing their insurance programme are facing increasing challenges, as inflation and Covid impacts hit both companies and insurers...

What high inflation means for your business insurance

As inflation accelerates, we look at how increasing prices affect business cover, the risk areas most impacted, and what companies can do to mitigate its…

Implications of extreme weather on business

As extreme weather events escalate, the impacts on both insurer and those insured are intensifying. Company directors will have to consider reducing adverse environmental impacts…

Changes to Earthquake Commission cover

The Government is increasing the amount of cover EQC provides home and residential unit owners in the event of a natural disaster. Find out how…

Surviving and thriving through the Great Resignation

With companies struggling to fill open positions, and many workers reassessing their lives, careers and priorities, employers are having to to find innovative ways to…

Farming for the future

What does it take to be an award-winning farmer? Meet Todd and Renee Halliday who combine business, technology with a love of land and livestock.

Art of the matter

Devonport’s best kept creative secret has been championing local artists for 25 years, while its vibrant gallery and professional music studio are always showcasing something…

5 mistakes Kiwis make when buying insurance

Not all insurance policies are designed equal. How do you ensure you have the right cover to get you through an unexpected event?

Insurance cover to keep the wheels turning

A smart business insurance solution specifically for MTA members is helping automotive businesses stay on track, even during challenging times.

Innovating independently

Combining high tech and the Kiwi 'number eight wire' philisophy, Nedax Systems is geared for innovation while remaining fiercely independent explains director Tony Phillips.

It takes a village

How do you insure the past? The popular Taranaki Pioneer Village has found that modern insurance cover remains the best defence against the unexpected.

Focusing on Financial and Professional Risks

What happens if a piece of advice or service provided by your company ends up causing damage or financial loss?

A matter of Life & Health

Following a shock diagnosis, a family has been given the gift of hope thanks to the special support of their insurance adviser Rachel McAuliffe.

Speaking for the trees

Crombie Lockwood's commitment to a sustainable future continues through a new partnership that combines education and ecology.

Icehouse partnership to support Marlborough business talent

How a special legacy is helping to develop leadership capability for businesses in the Marlborough region.

Variables in the varietals

There are risks at every stage of the winemaking process, but for Dan and Sarah-Kate Dineen, making wine in Central Otago is a real privilege...

Do you have the correct sums insured?

Many New Zealand homes are under-insured, which could lead to major issues in the event a rebuild is required...

How can stockpiling affect your insurance cover?

As construction material shortages continue, companies may be unknowingly impacting their insurance cover by stockpiling to help fulfil future contracts.

A New Partnership with Trees for Survival

Crombie Lockwood today announced a new partnership with Trees for Survival, to support the environmental education programme for the next three years.

Uncertain times in the global cargo market

The war in Ukraine and continued pressure on ports and the global supply chain, mean it's unlikely we’ve seen the last of tough conditions, explains…

Focus on conduct and culture in the insurance market

Insurance companies are preparing for a new regulatory environment, and ESG responsibilities are also influencing the types of business they are willing to underwrite.

Current insurance capacity constraints

Some insurers are looking to manage their exposures to liability and construction risks, impacting availability of cover and premiums.

Covid-19 and the current insurance market

This pandemic is the 3rd largest insurance loss of all times, and the impact continues with increased claims costs, as well as some economic spin-offs...

How climate is affecting your insurance

Climate-related insurance claims in New Zealand are a key factor driving hard market conditions, with flooding accounting for 90% of losses since January 2021.

Top ten business risks 2022

From cyber attacks to climate change, we review the top insurable risks for 2022 according to the Allianz Risk Barometer.

CLIENT ADVISORY: The importance of being correctly insured

It's never been more important to make sure your insurance cover accurately reflects what it will cost to replace your assets, or rebuild your business.

Cybersecurity tips for onboarding new staff

Kordia's Hilary Walton shares why cybersecurity needs to be incorporated into business processes when employees join or leave your organisation.

How to get the right cyber insurance for your business

With cyber now reported to be the top risk for businesses, we look at how cyber cover helps companies recover faster following an attack.

Global expertise combines with local focus

Hawke's Bay broker Shelley Martin explains how access to the global Gallagher network means benefits for her Kiwi clients.

Taco Medic - taking tacos from Otago to the world

Starting out in a Queenstown food truck, Ant Wilkins and Robbie McGillivray are now on the way to making Taco Medic a favourite food brand.

Eat Drink Play: celebrating all things Wellington

The vibrant and innovative festival runs from 6-29 May and is designed to showcase the best of the capital's hospitality sector.

Kiwi Burrow celebrates 200th chick hatched

Young kiwi "Whakaora'' has the honour of being the 200th chick to hatch at the Crombie Lockwood Kiwi Burrow since the facility first opened.

Great Scott! Construction success in Nelson

Nelson Tasman headquartered Scott Construction has experienced impressive growth, gaining an enviable reputation for innovative, high-quality projects built safely and on time.

Insurance for Good

An innovative collaboration between Crombie Lockwood and Raizor sees customers benefit from expert insurance advice while donating to worthy causes.

Beard Brothers - Success in the sizzle

A passion for product is only one part of the puzzle for Rob Beard as he steers his sausage business towards sizzling success.

New Zealand Insurance Market Outlook - February 2022

Our latest advisory for clients provides an overview of the global and New Zealand insurance markets, and changes being seen in specific insurance sectors.

Cover that hits the right note for NZTrio

Arranging insurance for the unique risks of musicians, and film and entertainment businesses, is definitely a specialist art, explains insurance broker Andrea Clout...

Helping more Kiwis with our growing footprint

Crombie Lockwood’s national reach has been further strengthened with its broking expertise now available in Taupō, the Wairarapa, and the Southern Lakes District.

Smart small businesses win advertising campaigns

Crombie Lockwood recently partnered with SENZ, the nationwide sports broadcast network, to offer small businesses a chance to win free radio advertising.

Retirement village operator Arvida Group grows from strength to strength

The Arvida Group is putting residents first, to positively transform the aging experience and encourage people to live life to the full.

5 tips for creating great customer content

In the ever-changing world of marketing, content that engages your customers is a vital tool. Vermeulen Officer Media provide some content advice for businesses.

Back on firm ground for Founders Café

Amie-Jo Trayes has brought an old Nelson staple back to life with the renovated Founders Café. But the excitement of the new has brought challenges...

VAST Billboards' public display of innovation

Born out of the COVID-19 pandemic, VAST Billboards is making outdoor advertising accessible for all sizes of business in Christchurch and beyond.

Rural insurance broker covers the field

Manawatu broker Jess Murdoch lives and breathes the rural life, and has a practical hands-on approach to helping her clients when things go wrong.

Kids' art competition helps save kiwi

Crombie Lockwood held a competition for schools to design a reusable food wrap; it's now being sold to raise funds for kiwi conservation.

Building sustainable habits

As part of the global Gallagher network, Crombie Lockwood took on a 200 day challenge to develop sustainable habits.

Fix and Fogg's spreading success

The Wellington brand known for its delicious and unique range of nut butters, continues to capture Kiwi taste buds while scaling new heights overseas.

Insurance advice and support during COVID-19

Crombie Lockwood continues to provide comprehensive insurance advice and support to clients during this challenging time.

Covid-19 and your insurance policy

Advice and information for clients on insurance issues arising from the ongoing COVID-19 pandemic and response. This page is continually updated. Please call your broker…

Crombie Lockwood opens Masterton office

Crombie Lockwood insurance brokers has opened a new office in the Wairarapa town of Masterton.

Centrepoint Theatre - the show must go on!

Crombie Lockwood has been a supporter of Palmerston North’s Centrepoint Theatre for over 25 years, and the relationship is more like family, than sponsor...

Crombie Lockwood kiwi partnership continues

Crombie Lockwood today announced that they will continue their partnership with Save the Kiwi with the aim to further boost kiwi conservation efforts.

Matt Jensen Insurance Brokers joins Crombie Lockwood

On 15 October 2021, Matt Jensen Insurance Brokers became the Taupō branch of Crombie Lockwood.

Video tips for business

Video is a powerful communication tool for any organisation. Crombie Lockwood client VideoTaxi shares some professional tips for making movies on a mobile.

Rivercity Trees top Māori business awards

A solid work ethic, encouraging team culture and utmost respect for the land, has seen Whanganui’s Rivercity Tree Services gain worthy recognition.

Back on the road again

Drive On Breakdown Assist helps keep Kiwi businesses moving, with help for flat batteries, locked cars, and flat tyres just a phone call away.

Helping to protect our native birds from predators

The tough but rewarding trapping work that's giving Taranaki's native birdlife a fighting chance against pests.

Steps of a cyber attack

A cyber attack can happen in 3 surprisingly quick steps, and a business must act fast to manage risks and minimise disruption.

Cover for a colourful claim

The right insurance cover helped a West Coast signage company through a tricky and expensive error that quite literally, came out of the blue.

Future looks sweet for Arataki

A staple on the kiwi breakfast table for generations, this iconic Hawke's Bay business leaves nothing to chance when planning for its future.

Beer essentials

Sprig and Fern’s passion and experience helps them keep ahead of the pack in New Zealand’s fast-paced craft beer industry.

A high flying team of aviation insurance specialists

Crombie Lockwood’s aviation insurance brokers understand the complex risks associated with this diverse sector.

Growing family businesses

Crombie Lockwood and Family Business New Zealand (FBNZ), have announced a new three-year partnership.

Insurance Market Outlook - September 2021

An overview of the global and local insurance markets, and the impact of COVID-19 and climate change on cover.

Managing business cyber risk while working remotely  

Cyber criminals are taking advantage of the opportunities presented by Covid-19 disruption. Some steps to take to reduce the cyber risk to your business.

Covid-19 and your motor vehicle insurance

Advice on how the Covid-19 alert levels affect your car insurance.

Removal of electronic devices from schools as a result of Covid-19 closures

Advice on insurance cover where students take electronic devices home on loan during Covid-19 closures

Covid-19 and your home and contents insurance 

How Covid-19 and lockdown affects home and contents insurance cover, including valuations, settlements, working from home and more.

Crisis communications

Crisis communication is not just for big businesses; all business owners can use it effectively. Resilience expert Lance Burdett of WAR International explains how best…

Rural insurance essential for Moo-ving Day

The busiest time of the year for the New Zealand agricultural industry is Moving Day, which takes place on 1 June each year.

Helping hands in the South Canterbury community

Members of the Crombie Lockwood Timaru team lent a hand at Fairlie’s Moreh Home, to help give the building and grounds a pre-winter spruce up.

Thought leadership events for SMEs

Trans-Tasman Business Circle General Manager, Sharron Lloyd talks about the event series helping small businesses with access to experts, tools and support.

Property remains strong investment for the future

Harcourts’ Managing Director, Bryan Thomson gives his views on the residential and lifestyle property market.

Kiwi encounter of a lifetime for competition winner

Getting up close with a national treasure at the Crombie Lockwood Kiwi Burrow.

Auckland law firm's devastating cyber attack

How cyber insurance helped get a suburban law firm back on track, after it was targetted in a ransomware attack.

Swiss innovation for the Kiwi construction industry

How a chat over the fence between two Queenstown neighbours, led to an innovative prefabricated timber manufacturer establishing itself in Central Otago.

Brewing business success

The Coffee Club's directors explain how a passion for people and local community are essential ingredients for any successful franchisee.

SMARTpak: business insurance for SMEs

SMARTpak is exclusive to Crombie Lockwood. It's a market-leading insurance solution for SMEs, covering more than 30,000 Kiwi businesses.

Crombie Lockwood named Employer of Choice 2021

Crombie Lockwood is proud to be named as one of HRD (Human Resources Director) New Zealand’s Employer of Choice 2021.

Delivering innovation

How courier services company Aramex is keeping pace with its changing customer needs and the explosion of e-commerce.

'Work from home' fails to slow commercial property demand

The commercial property market is strong, with well-located, well-presented industrial property still sought after, says the Managing Director of Harcourts New Zealand.

A safeguard for franchisees

Insurance wording designed specifically for franchise holders, and a dedicated support team are available for members of the Franchise Association of New Zealand (FANZ).

Challenging encounters a way of life for Kaikoura tourism business

Having a business that relies on nature, weather and sea conditions isn’t easy. We talk to Encounter Kaikoura co-owner Lynette about 30+ years of the…

Insurance Market Outlook - May 2021

Our latest advisory for clients provides an overview of the global and local insurance markets, and outlines changes in capacity and rates for specific insurance…

Malaghan's cutting edge discoveries put Kiwi health first

With grit and determination, the scientists at Wellington's Malaghan Institute are researching better ways of treating infectious diseases, cancers, asthma, allergies and more.

Celebrating 100 kiwi hatched at the Burrow

100 kiwi chicks have hatched in the 2nd season of the Crombie Lockwood Kiwi Burrow. Since opening, 114 new kiwi have been released to predator-free…

Trans-Tasman bubble: travel insurance considerations

Covid-19 has introduced new scenarios to consider when buying travel insurance. We outline some of cover you might need when travelling to Australia.

Climate crisis threatens thousands of homes

The increasing effects of climate change could force insurers to increase premiums and excesses for clients in high-risk regions - or even withdraw coverage.

A business in safe hands

Diversifying from manufacturing gloves into PPE, has been a good move for Lynn River. As the operation has grown, so too have their risks.

School lunch prize winners

Te Kura o Ōmanaia were the winners of our schools insurance promotion, receiving 100 delicious and nutritious lunches for their pupils.

Lessons from a school cyber attack

How one Wellington high school recovered from a large-scale cyber attack, and their warning to others.

A recipe for success

With a decade's experience in hospitality, insurance broker Teresa Falk knows very well what's important to her Whanganui cafe and restaurant owner clients.

Auckland restaurant fire

When a fire caused by self-igniting rags destroyed an Auckland restaurant, SMARTpak insurance cover and local support helped get the business running again.

Saint Clair success from Marlborough to the world

Pioneering winemaker Neal Ibbotson and insurance broker Hamish Kent on the success of St Clair, and the risky, complex and rewarding business of viticulture.

Ecommerce and SMEs

Questions for businesses to consider when looking to pivot towards selling goods or services online.

Do your sums to avoid underinsurance

Claims Manager Alana Howard explains why it's so important to accurately - and regularly - value the assets covered by your insurance policy.

Legislation changes and your insurance

An overview of upcoming legislation changes that could impact businesses and insurance cover in 2021.

Covering marine risks for the America's Cup

Crombie Lockwood's marine insurance broker Paul Gemmell was involved in arranging comprehensive cover for clients on and off the water at the 36th America’s Cup…

Sustainable packaging for the future

Custom-Pak is playing its part in pushing NZ towards a circular economy by offering sustainable packaging solutions using recycled and recyclable plastic.

Mentoring brokers of the future

Three Crombie Lockwood broker recruits talk about the challenges of their first year in the industry and the benefits of having experienced peers to guide…

Strength in numbers: employee life and health

Staff wellbeing is crucial to a business's ability to operate. Increasingly, companies are offering life and health cover as a way to look after employees.

Crombie Lockwood welcomes FSLAA

Chief Broking Officer Mark Jones explains why he believes FSLAA is good news for clients, and for the professionalism of the insurance sector.

Protecting New Zealand's heritage buildings

Churches, heritage homes and historic buildings represent some of New Zealand’s most cherished places. They also have unique features which make the process of insuring…

Market Outlook 2021

Our recent advisory for clients provides an overview of the insurance market at a global level, and here in New Zealand.

Nurturing youth in Canterbury

Canterbury's Bros for Change provides a supportive brotherhood, sharing culture and practical skills, so kids can get the foundations for a happy life.

FSLAA: getting regulation ready amid Covid-19 disruption 

Chief Operating Officer, Gillian Granger, reflects on how Crombie Lockwood has been preparing for the Financial Services Legislation Amendment Act (FSLAA)

Taranaki business sowing seeds of success

John McCullough, manager of Egmont Seeds, reflects on his company's success, and says there's power in a $3 packet of seeds.

Sparking action in Nelson

A fire that damaged Nelson’s Action Centre turned into an opportunity for its owners to rebuild for the future, thanks to their SMARTpak insurance cover.

Living the rural lifestyle in Whanganui

Whanganui insurance broker Toni lives and works a rural life. She explains how her knowledge of farming and rural lifestyle, help keep her clients protected.

Privacy breach response plan: is your business prepared?

Steps business owners can take to meet their new obligations under the Privacy Act 2020, which includes the mandatory reporting of privacy breaches.

10 things you (probably) didn't know about kiwi

It’s our namesake and most iconic species but how much do you know about kiwi?

Pessimism and positivity in New Zealand’s economic outlook

Recent household and business data is providing a clearer picture of the impact Covid-19 has had on New Zealand's economy, and emerging trends for 2021.

BeSure is now Crombie Lockwood Wanaka

Wanaka businesswoman Jackie Boyd and her tailored insurance company beSure, have became the Wanaka branch of Crombie Lockwood.

Market Outlook Spring 2020 - Part 3: Legislation and the insurance market

In the final part of our advisory we look at the impact of new privacy and employment relations legislation on cover, and what's on the…

Market Outlook Spring 2020 - Part 2: Insurance sector update

We comment on the current outlook for individual insurance sectors, including cyber, marine, professional indemnity, liability and more.

Market Outlook Spring 2020 - Part 1: Global and local insurance markets

In the first part of our client advisory we examine the current issues affecting insurance cover internationally and here in New Zealand.

New season at the Crombie Lockwood Kiwi Burrow

The 2020 kiwi hatching season is underway, and all going to plan up to 80 chicks could be hatched in the coming months.

On the right track

Meet our bloodstock team, who specialise in helping clients safeguard their exceptional horses and the odd famous animal...

Building resilience through business continuity planning

Business continuity strategies are critical to ensuring you are positioned to remain operational amid disruption, and that you can support your customers.

Business interruption insurance explained

Our advisory gives guidance on business interruption insurance, and explains why Covid-19 is generally not an event that business insurance can respond to.

Trade credit insurance advice for domestic trade

With the economic outlook strongly influenced by Covid-19, there are significant challenges for trade credit insurers to overcome for New Zealand businesses

Trade credit insurance guidance

As the economic impacts of Covid-19 are felt and businesses move to manage cash flow there may be implications for trade credit insurance policies.

Trade credit insurance advice for New Zealand exporters

The instability of the global economy is seeing insurers with more risks to factor in if you're exporting goods to overseas customers. Advice and tips…

Covid-19 and your landlords insurance policy

Guidance on property inspections and loss of rent during Covid-19 alert levels, and what is covered by your landlord insurance policy.

Covid-19: Employment practice liability and employment disputes insurance

Workforce restructuring as a response to Covid-19's economic impact brings heightened risk of personal grievance claims. Guidance on employment practice liability and employment disputes insurance.

Maintaining cyber security during lockdown

The increase in remote access traffic due to the Covid-19 lockdown can create additional vulnerabilities in otherwise secure internal computer systems.

Managing supply chain risk in construction

If materials or equipment fail to arrive on site, work can stop completely. Managing this scenario is a critical part of project risk management.

Construction Insurance and Covid-19

Guidance and insurance considerations for New Zealand construction businesses and contractors during Covid-19 restrictions

Risk management tips for construction contractors

Our construction insurance specialists provide advice for contractors when entering contracts, to adequately manage the risks and issues raised by Covid-19.

Pioneers of innovation in Southland

The Marshall family business has been delivering innovation for generations. Now they are working to improve the quality of New Zealand's water.

Real people providing real protection

Wellington's John Galvin explains why having a broker, and the right life and health insurance, can appease the financial pressures that come with life's inevitable…

Insurance considerations when travelling in New Zealand

Covid-19 means more Kiwis are looking to travel within New Zealand. Yet many are unaware that risks we consider when travelling overseas also apply here.

Fire puts restaurant in hot water

A Whanganui Thai restaurant had to close its doors for months after a fire took over the historic building next door in 2019. Their insurance…

Leader profile: Mark Jones

We meet Crombie Lockwood Chief Broking Officer, Mark Jones, who has arranged complex cover for some of the world’s biggest firms.

Built on solid Hawke's Bay ground

MCL Construction are the company behind some very high profile and challenging structural builds, including the Hastings Police Station, Hawke's Bay Health and Sport Centre…

What the Privacy Act changes mean for SMEs

The new Privacy Act delivers a legal framework for the protection of information, with mandatory reporting for data breaches from 1 December 2020...

Keeping the milk pumping in Taranaki

Innovator Steve Corkill looks for ways to fix problems facing the dairy industry. His solutions have improved milk quality and made distribution easier.

On call in Canterbury

Parks Garage has been rescuing Cantabrians from accident scenes and breakdowns for a century, supporting the community in some challenging times.

5 accounting tips for busy SMEs

Whatever industry you're in, or the size of your business, here are 5 things you can do to get on top of cashflow and plan for…

Financial advice for small businesses

Asking for help, and getting the right systems and tools in place, are key to your general business health.

Building longevity made of steel

With a creative mind and a passion for steel, Otago's Lawrie Forbes is known for transforming neglected buildings into modern, award-winning workable spaces.

Trustee Study Awards recognise commitment to education

NZSTA Trustee Study Awards scholarships, sponsored by Crombie Lockwood, give school trustees the opportunity for further study and personal development.

Trade credit for turbulent times

Threat of global recession has heightened the need for businesses that provide goods and services on credit terms to strongly consider trade credit cover.

Aligning insurance in the Covid-19 environment

As businesses look to control expenses, we look at some approaches for managing risk while reducing cost and maintaining essential insurance cover.

Health cover keeps stationery moving in Manawatu

The co-founders behind a handful of office products outlets run from Manawatu put health insurance in place in their twenties. The covers have since saved…

Nuts for the stuff: Pic's Peanut Butter

NZ's award-winning Pic’s Peanut Butter is now a pantry staple across the country and beyond. Bruce "Pic" Picot talks about his Nelson-born business.

Passionate about protecting schools in the Bay of Plenty

Crombie Lockwood's school insurance programme supports almost half the nation’s educational institutions. Broker Jan Rodgers explains what's involved.

Being business prepared

Development and implementation of risk management practices during a pandemic will be key to moving through the disruption and looking forward to business life beyond…

Backing the plan to protect a New Zealand icon

The kiwi is our most iconic native species, and a much-loved symbol of our national pride. We formed a partnership with Kiwis for kiwi to help…

Kiwi savers: volunteering to help our national icon 

As part of our commitment to support kiwi survival, and our partnership with Kiwis for kiwi, our branches are volunteering to help trap predators.

Forging ahead in Whanganui

Whanganui insurance broker Andrew Solesbury says his adopted home in the provinces offers plenty of promise for business people and lifestyle-seekers alike.

When the world comes to Taranaki

Insurance broker Melissa Muller talks about Taranaki's exciting arts festival scene, and the challenges in staging these unique events.

International Women's Day

This International Women's Day we ask four of our inspiring colleagues to reflect on what equality and working in the insurance industry means to them.

Coronavirus and your travel insurance policy

Many travel insurers have removed some or all cover for coronavirus-related issues for travel to regions.

Spotlight on specialisms: Marine insurance brokers

Our marine specialists provide expert insurance advice to the domestic and international marine industry.

New Zealand retirement village protection for residents is 'world-leading' says RVA director

Retirement Villages Association Director, John Collyns, says retirement village living is the choice of a rapidly growing number of New Zealanders.

Serving the growing demand for migrant business insurance advice in NZ

Crombie Lockwood’s Asian division is bridging a knowledge gap for new migrant clients through the delivery of localised insurance expertise.

World-class fitness centre benefits Hawke's Bay health

The new EIT Institute of Sport and Health will attract high-performance athletes, and aims to help Hawke's Bay people live healthier, longer lives

Sinclair Wetlands - a sanctuary for Otago's future generations

Under the careful stewardship of Glen Riley, with support from the community, volunteers and partners, the future of the Sinclair Wetlands looks bright.

Breaking new ground in the Kiwi rental vehicle market

Peer-to-peer car rental services are starting to gain momentum in Australasia. Auckland firm MyCarYourRental is a local business, hoping to change how people travel.

Protecting business in the coffee capital

Wellington broker Angela Moylan talks about getting to know the coffee industry, and the complex, diverse insurance needs of a 'farm to cup' business

Staking a claim

Over half of the claims processed by Crombie Lockwood in 2018 were for motor vehicle and material damage. Claims Consultants Yunene and Debbie share insights…

Insurance implications of representative actions in NZ

Andrew Ford from our Financial & Professional Risks team, and Michael Cavanaugh of Wotton + Kearney, look at representative class actions in New Zealand and…

Rethinking risk in a changing climate

Climate change is expected to alter New Zealand's urban development in the future and change the landscape for both insurers and their clients.

Supporting Southland for a century

Celebrating 100 years of essential service in 2019, Presbyterian Support Southland continues to provide welfare for both young and old throughout the region.

Emergency response plans need to put people over profit

After an emergency, how would your business get back on track? Lance Burdett of WARN International suggests no two entities should follow the same rules.

HASANZ sets standards for the health and safety profession

The Health and Safety Association of NZ (HASANZ) represents workplace health and safety professions, and gives advice and educational support to the industry.

ANZ's state of the nation

NZ's economy retained some positive aspects in the first half of 2019, but a fragile global outlook curbed trade and investment growth says Michael Callahan.

Crombie Lockwood selected as CAANZ general insurance partner

We've joined the Affinity Members Programme of Chartered Accountants Australia New Zealand to offer advice on insurance matters to CAANZ members.

A career in the field: Mark Osborne

In New Zealand’s ever-changing rural business sector, good relationships are key. Just ask Crombie Lockwood Ashburton-based Broking Manager, Mark Osborne.

Disaster recovery: planning for the unplannable

Establishing a Disaster Recovery Plan before it’s required, is crucial to business continuity and recovery after an earthquake or other disaster.

Whanganui buildings: risk at the river’s edge

Whanganui faces tough decisions as it grapples with the cost of strengthening buildings in its heritage-filled city centre, and better preparing for future floods.

Supporting a vital service for Northland

Crombie Lockwood is a long time insurance partner to Northland Emergency Services Trust, with one team member having had personal experience of this lifeline.

Commercial construction and tourism driving Auckland growth

New Zealand’s largest city continues on a roll, but growing pains could still undermine the boom times for Auckland.

Innovative pest control system protecting Taranaki environment

Pete Morresey’s innovative possum traps have become a central component in the fight to preserve Taranaki’s flora and fauna.

Building on solid foundations

In New Zealand's rapidly-growing and changing construction sector the need for the building industry to ensure robust risk coverage is greater than ever.

Driverless cars and motor vehicle insurance

If a driverless car has an accident who is at fault? And what does this mean for the future of motor vehicle insurance?

Flox on the art of business

Auckland Artist Flox talks about the importance of a business plan, and her work with Crombie Lockwood.

Out of the blue: cybercrime

Our cyber practice expert Elizabeth Harbison says that misconceptions of cybercrime mean many NZ companies are leaving themselves open to tremendous risk.

Crombie Lockwood signs on to save kiwi

Crombie Lockwood and Kiwis for kiwi have announced a partnership to reverse the population decline of New Zealand’s most iconic native bird.

Bouncing back from a cyber-attack

Auckland business owner and Crombie Lockwood client Steve Osborn talks about his company's experience of a cyber-attack and the process of recovery.

Directing the future of business

In the dynamic Waikato business community, the Institute of Directors plays a significant part in helping develop new connections among those seeking roles in governance.

CrestClean: client profile

CrestClean is a thriving New Zealand business success story, with a strong interest in environmental sustainability and an eye for the interests of franchisees.

Tauranga branch volunteers proud to support Waipuna Hospice

For more than 12 years, Crombie Lockwood Tauranga staff members have been involved in all types of voluntary work to support the operation of the…

Boston Marks aviation brokers join Gallagher group

BMG Aviation - Boston Marks insurance brokers & their associates join Gallagher & Crombie Lockwood’s growing family of insurance professionals.

Major events: planning for the unexpected

Major events carry substantial risks for cancellation or postponement due to weather, and issues like construction delays.

Manawatu help revamp aviary for Kiwi breeding

Over the course of three busy days, Palmerston North Brokers, Centralised Claims Team and Monument Finance descended on Pukaha Mt Bruce Wildlife Centre as part…