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Construction
Insurance for the construction industry
Construction is a complex business, and no matter the project, there are a multitude of risks.
Whether you are a multinational company or local contractor. you need the right insurance cover in place to manage these risks and keep your business moving if things go wrong.
As one of New Zealand’s largest insurance brokers, we can help. Our Construction Practice team are specialists in construction risk analysis and mitigation, and have proven success on large scale construction projects.
Their experience spans from public private partnerships (PPP) and difference in conditions (DIC) through to greenfield development and infrastructure projects.
Construction insurance specialists
Whether you are a multinational company or a local contractor , our 40 years’ experience in construction and engineering, and our proven success on large-scale projects, is relevant to your business.
We work with owners and contractors on an annual and single project basis. We operate across sectors and our clients include:
- builders
- property developers
- commercial construction firms
- civil engineering contractors
- expert tradespeople
Our approach to mitigating construction risk
We provide quality advice and can liaise with credit providers, legal advisors, contractors and the insurance market on your behalf to arrange a risk management and insurance programme specifically for your project, and to meet stakeholder needs.
Gallagher is one of the world’s largest insurance broking and risk management firms, giving our construction team global insurance market access to provide clients with alternatives to the New Zealand market as needed.
We also offer:
- Specialist experience and knowledge
- Insurance market engagement and placement strategies incorporating direct, reinsurance and wholesale markets locally and internationally
- Support throughout the construction lifecycle
- Policies available on an annual and single basis
- Claims support to help you through the process
- Dedicated, efficient service
Construction specialists
Gallagher's construction practice works with clients of all sizes to provide quality advice and arrange insurance solutions to meet the needs of project stakeholders.
We’ll gain a thorough understanding of your business and risks to recommend an insurance programme that is right for you.
Construction solutions
Statutory liability
Statutory liability insurance can protect businesses against certain unintentional breaches of New Zealand law.
Contract works insurance
Contract works insurance protects projects from accidental loss or damage due to fire, flood, storm, vandalism or theft during construction.
Trade credit insurance
Trade credit insurance covers losses if a debtor defaults on payment.
Surety bonds
Surety bonds are a guarantee against unforeseen financial challenges in a building project.
Public liability
Public liability insurance protects your business in the event of a claim made by the public in connection with your company activities.
Directors and officers liability
Directors and officers insurance can cover executives and board from personal financial risk
Professional indemnity
Professional indemnity insurance is designed for professionals who provide advice or a service to their clients.
Employee benefits programmes
Cost-effective group life and health insurance plans for employers to offer as a benefit to staff.
Cyber insurance
Cyber insurance helps businesses manage and recover from a data breach or cyber attack.