Hit enter to search or ESC to close
Personal insurance
Home insurance
Your home is likely to be your most valuable asset, so you want to be sure it’s well protected against the unexpected.
Whether it's your family home, a holiday house or a rental property, we can arrange a home insurance solution for you.
Home insurance gives you cover for the big events like fires and floods, earthquakes, landslides, as well as the smaller accidents like broken windows, damaged fences and burst pipes.
Types of home insurance
| Replacement sum house insurance | Provides cover for accidental loss and damage |
| Rental property insurance | Accidental loss and damage cover for your tenanted property. Can be extended to include cover for tenancy-related issues such as for loss of rents, deliberate damage by tenants and methamphetamine contamination. |
| Holiday house insurance | Covers accidental damage to your holiday home and some policies can include benefits such as loss of rent, or cover for methamphetamine contamination. |
Sum insured
Most New Zealand home insurance policies cover your house for up to a specified amount or 'sum insured'. This is the maximum amount payable (less applicable excesses) to rebuild your home if it’s destroyed or damaged beyond repair (total loss).
Homeowners are responsible for setting and updating the sum insured. It’s important to regularly reassess this amount to allow for any home improvements made during the year or any increases in rebuilding costs. This will give you peace of mind that your sum insured should be sufficient if you need to rebuild following a total loss.
Help with home insurance
We’re here to help arrange the most appropriate cover for your home and possessions. And if a claim occurs we'll support you at every step. Contact us to find out more.
Find a
broker
Personal insurance
Home insurance
Cover and protection for your biggest and often most valuable asset.
Contents insurance
Protection for your personal items.
Car insurance
Cover for your private use vehicle.
Landlord insurance
Essential cover for your rental or investment properties.
Travel insurance
Single trip, annual and educational travel solutions.
Boat insurance
Insurance for all sizes of watercraft, from dinghies to superyachts.