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Personal insurance

An insured business vehicle ready to be driven.

Car insurance

Getting the right car insurance is crucial for New Zealanders. Whether it’s the family car, motorhome or caravan, or classic car - you need a vehicle insurance policy that gives you peace of mind you're protected.   

If you should have a road accident, our insurers use trusted repairers to get you back on the road as soon as possible.

Our brokers can talk to you about the options available, and arrange the right vehicle cover for your needs and budget.

If you need to lodge a claim, we advocate on your behalf to ensure your claim is handled fairly and promptly. 

Car insurance solutions

We can arrange insurance solutions for all types of vehicles including:

Our team have access to a wide range of vehicle insurance solutions from different car insurers, including our flexible and innovative Onesurance Motor Vehicle cover that you can tailor to fit your personal requirements.

What does car insurance cover?

You can choose from a wide range of cover options:

  • Comprehensive - Covers repairs for damage to your motor vehicle in the event of an accident, liability for damage to others and cover for fire or theft of the vehicle. Some insurers also offer agreed value and market value options. 
  • Third party only - This covers your liability for damage you cause to others and their property while driving your car. It doesn’t cover repairs to your car or replace it if its stolen.
  • Third party fire and theft - This offers the same cover as Third Party Only with added protection for your vehicle in the event of third party fire or theft.
  • Caravan - Full cover for your caravan. Cover for contents such as personal effects, clothing and utensils in the caravan can be covered for a limited amount.
  • Trailer - Full cover for your trailer.
  • Classic car - Full Comprehensive cover, Third Party Only or Third Party Theft cover for your classic car. Options include agreed value and a low mileage cover discount. 

Depending on your vehicle insurance policy choice, you can choose 24/7 roadside assistance, windscreen replacement, or a rental car while your car is stolen and still missing, or being fixed. 

We also provide commercial vehicle insurance for small to medium-size businesses, and corporate clients. Talk to us about insurance options for you and your business vehicles.

Need to talk?
Call us now

0800 276 624

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