Landlord insurance

What is landlord insurance and what does it cover?

Landlord or rental property insurance can cover the following risks:

Cover for accidental damage and loss of rent

• If your rental property is accidentally damaged and your tenants can't live there, your policy may cover the costs for repairs and lost rent you may experience while repairs are taking place.

Home insurance cover for landlords

• This covers accidental loss or damage to your rental property caused by events like fire, burglary, vehicle collisions, and natural disasters, such as storms or floods. We can also organise cover for intentional damage, vandalism or tenant theft.

Contents insurance cover for landlords

• If you provide items for your tenants to use while they live there, such as dishwashers and other whiteware or furniture, landlord contents cover can be arranged.

Rent protection

• We can arrange additional cover to protect any lost rent if your tenants leave without giving the required notice or need to be evicted for non-payment of rent. 

Methamphetamine decontamination

• Your landlord's insurance policy can be extended to cover decontamination costs caused by methamphetamine contamination. This includes approved testing and remediation, so your rental can be occupied again.

Landlord liability insurance

• We can protect you for your legal liability as a landlord for damage to someone else's property arising out of your ownership of the home.

How we help you

Our brokers can talk to you about the landlord insurance policy options available and arrange cover tailored specifically to your needs and budget. And if you need to make a claim, we advocate on your behalf to ensure your claim is handled fairly and promptly.