What does landlord insurance cover?

Landlord insurance can cover the following risks:

Cover for accidental damage and loss of rent

• If your rental property is accidentally damaged and your tenants can’t live there, your policy can pay to repair the damage and also cover the rent you may lose during the repairs.

Home insurance cover

• This provides cover for accidental damage caused by events like fire, burglary, collision by a vehicle, natural disasters, storms or floods. We can also organise cover for intentional damage, vandalism or theft by tenants.

Contents cover for landlords

• If you provide items for your tenants to use while they live there, such as dishwashers and other whiteware or furniture, cover for your landlord’s furnishings can be arranged.

Rent protection

• We can arrange additional cover to protect any rent you may lose if your tenants leave without giving the required notice or need to be evicted for non-payment of rent. 

Methamphetamine decontamination

• Your landlord policy can be extended to cover decontamination costs caused by the storage, contamination and the resulting clean-up costs, so your rental can be occupied again.

Landlord liability insurance

• We can protect you for your liability as a landlord for damage to someone else’s property that arises out of your ownership of the home.

How we help you

Our brokers can talk to you about the options available and arrange a landlords cover to suit your needs and budget. And if you need to lodge a claim, we advocate on your behalf to ensure your claim is handled fairly and promptly. 

We can also provide home and contents cover as one insurance package.