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Hospitality and food service insurance
Insurance for the hospitality and food service industry
We’ve been working with businesses in the food service industry for over 40 years and understand the unique challenges and risks that businesses in this sector face. Whether you're running a bustling café, a fine dining restaurant, a catering company, or a hotel with in-house dining, we understand the unique risks you face. Our expertise helps protect your operations, staff, and customers – so you can focus on delivering exceptional service.
We offer a range of insurance packages and customised solutions designed to help protect your business assets, employees, and premises for the following business types.
- Cafes and restaurants
- Chefs and caterers
- Commercial kitchens
- Food trucks
- Grocery stores and supermarkets
- Pubs and bars
- Stallholders
We’re proud to be the preferred insurance broking partner of Hospitality NZ and the Restaurant Association of NZ
Insurance solutions for hospitality & food service businesses
Your food service business may be a café, food truck or pub, but all food service businesses have certain risks and headaches in common. Accidental loss or damage, employee disputes or spoiled food when someone switched the freezer off — we help you manage these risks by arranging the right insurance for your business.
Some of these options include:
- Material damage - covers plant, machinery, stock and all other contents of the business in the event of accidental loss or damage
- Business interruption - covers loss of profit and staff wages due to a reduction in turnover following an insured event
- Public liability - protects against third-party claims for property damage or bodily injury. Cover starts at $2 million with the ability to increase this limit in line with your lease agreement.
- Commercial motor insurance - to cover damage, accidents and/or theft of your business vehicles
Specialised industry cover
- SMARTpak
- Our SMARTpak solution for SMEs delivers comprehensive insurance cover for a range of risk areas at excellent prices.
Working together to protect what matters
Our brokers understand the food service industry and the unique challenges you face within it. We stay up-to-date with the latest trends and regulations to ensure your insurance coverage remains relevant and practical.
