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Hospitality, food and retail insurance
Insurance for the hospitality, food and retail sectors
We’ve been working with businesses in the service and retail industries for 40 years and understand the unique challenges and risks that small- to medium-sized businesses face in these sectors. We have access to insurance packages and bespoke solutions to help protect your business assets, employees, and premises. Our brokers provide local advice and advocate on your behalf should you need to make a claim.
Hospitality and food service insurance
Your food service business may be a café, catering company, food truck or fine dining restaurant, but all food service businesses have certain risks and headaches in common. Accidental loss or damage, employee relations or spoiled food when someone switched the freezer off — we help you manage these risks by arranging insurance for your business.
Our hospitality and food service industry insurance clients include:
- Food trucks and trailers
- Commercial kitchens
- Restaurants and cafes
- Stallholders
- Chefs and caterers
- Food stores
- Pubs and hotels
Specialised industry cover
- SMARTpak
- Our SMARTpak solution for SMEs delivers comprehensive insurance cover for a range of risk areas at excellent prices.
- Foodsure
- For food manufacturers, importers, and distributors, Foodsure liability insurance offers financial protection against events that impact your company’s reputation and ability to trade.
Retail business insurance
Do you sell goods from a retail shop, from home, or online? Regardless of how you operate, our brokers can arrange retail insurance tailored to your specific business model.
Our brokers can arrange retail insurance for all aspects of retail risk, including buildings, stock, fixtures, fire, flood, public liability, and business continuity. This includes:
- Business interruption insurance
- Material damage protection for stock, property and assets
- Liability cover
- Cyber insurance
- Health and safety risk management
- SMARTpak cover for SMEs
- Product recall insurance
- Trade credit insurance
Working together to protect what matters
Our specialist brokers provide professional advice for your individual business needs. We help you navigate the process and arrange the right insurance for retailers and hospitality businesses.
Insurance solutions
Restaurant insurance
SMARTpak is a competitively priced insurance package designed for restaurants, cafés, and the wider hospitality sector.
Hotel and pub insurance
SafeHANDS is our specialist insurance package for Kiwi bars, taverns, and pubs. Our brokers can arrange cover that includes statutory liability, material damage and business…
Food truck and trailer insurance
Specialised insurance advice for mobile food business operators, covering both the risks of providing hospitality services and operating a commercial vehicle.
Product recall insurance
Product recall insurance covers the reasonable costs and expenses incurred by a business that must remove a product from circulation. Suitable for any company manufacturing,…
SMARTpak
SMARTpak is the right insurance to protect small to medium-sized businesses as they grow.
Cyber insurance
Cyber insurance helps businesses recover from cyberattacks or data breaches that involve ransomware, malware, or viruses.
Business liability insurance
Business liability insurance helps cover legal costs and certain fines from accidental injury or damage in the day-to-day operation of your business.