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House insurance
Safeguard your house with tailored home insurance
Your home is likely one of your biggest assets, so it’s important to ensure it’s well protected against the unexpected.
Whether it’s your family home, holiday house, or rental property, we can help arrange home insurance that’s right for you.
Home insurance gives you cover for the big events like fires and floods, earthquakes, landslides, as well as the smaller accidents like broken windows, damaged fences and burst pipes.
Types of home insurance
| Replacement sum house insurance |
Provides cover for accidental loss and damage to your home. |
| Rental property insurance |
Covers accidental loss or damage to your tenanted property. You can also add cover for tenancy-related issues like loss of rent, deliberate damage by tenants, and methamphetamine contamination. |
| Holiday house insurance |
Covers accidental damage to your holiday home. Some policies can also include cover for loss of rent or methamphetamine contamination. |
Sum insured
Most home insurance policies in New Zealand cover your house up to a set amount—called the sum insured. This is the maximum your insurer would pay (minus any excess) to rebuild your home if it’s completely destroyed or damaged beyond repair (total loss).
As a homeowner, you’re responsible for setting and updating your sum insured. It’s a good idea to review this regularly to account for any renovations or rising rebuild costs. That way, you’ll have peace of mind knowing your cover is likely to be enough if the worst happens.
Help with home insurance
We’re here to help arrange the most appropriate cover for your home and belongings. And if a claim occurs we'll support you at every step. Contact us to find out more.
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Personal insurance
Home insurance
Cover and protection for your biggest, and often most valuable asset.
Contents insurance
Protection for your personal belongings.
Car insurance
Cover for your private use vehicle.
Landlord insurance
Essential cover for your rental or investment properties.
Travel insurance
Single-trip, annual multi-trip, and educational travel cover options.
Boat insurance
Insurance for all types of watercraft, from dinghies to superyachts.
