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Boat and watercraft insurance
Watercraft insurance for boats, jet skis, yachts and more
New Zealanders love spending time on the water, whether it’s yachting, jet skiing, or simply enjoying boats of all sizes. Our boat insurance policies provide cover for damage or theft, and includes liability protection for boat owners.
We can arrange pleasure craft insurance for a wide range of watercraft, both old and new, including:
- runabouts
- pleasure craft
- cruisers and launches
- sport fishing boats
- jet skis
- dinghies
- yachts
- superyachts
- jet ski and kayak trailers
- amphibious craft
What does pleasure craft and watercraft and jet ski insurance cover?
Comprehensive boat insurance is designed to protect against sudden and accidental loss, as well as legal liability related to your boat, trailer, and associated equipment.
This includes cover for:
- Your boat, yacht, or jet ski
- Boat trailer
- Fishing gear
- Water ski and diving equipment
- Tools and personal effects stored on board
Policies can cover a range of events, such as:
- Fire
- Explosion
- Theft of your boat, tender, outboard motor, trailer, and recreational equipment
- Emergency repairs and rescue
- Social yacht racing
Types of boat and watercraft insurance available are:
- Agreed value policy - pays the amount agreed with your insurer as the value for your boat in the event of a total loss.
- Market value policy - pays the market value of your boat, up to the sum insured, in the event of a total loss
Talk to our marine insurance specialists
Our brokers use their marine insurance expertise and strong connections with a variety of boat insurance providers to help you explore available options and arrange suitable cover based on your needs.
As one of New Zealand’s largest insurance brokers, we negotiate competitive premiums and benefits for our clients. When you need to lodge a claim, we'll advocate on your behalf to ensure it's handled fairly and promptly.
