Hit enter to search or ESC to close



Accountants insurance

Insurance for chartered accountants

Gallagher (formerly Crombie Lockwood) is proud to offer specialist knowledge combined with local service to chartered accounting professionals and businesses.

We are the general insurance business partner for NZ Chartered Accountants (CA ANZ) through the CA ANZ Member Benefits Programme. 

Our CA ANZ dedicated brokers understand the risks and cover needed to protect your assets and reputation. We have been working with accountants all around the country for over 20 years and can negotiate competitive terms through our local and international insurer relationships.

With 24/7 claims support, we advocate on your behalf to get a fair result. 


Group health insurance

We have designed a group health insurance offer specifically for CA ANZ business members with five or more employees. 

  • Pre-existing conditions are covered immediately (excluding general exclusions, and Serious Condition Lump Sum option).
  • Cover is generally arranged quickly for members, without the need for medicals or numerous forms.
  • Extension of concessions to immediate family members of employees, when added within 90 days of policy commencement or marriage.
  • Waived stand-down periods on GP, Dental & Optical and Specialist Options when added within 90 days of policy commencement.

Professional indemnity

  • Multiple reinstatements to the limit of indemnity
  • Defence costs
  • Low policy excesses
  • Broad dishonesty coverage
  • Fidelity coverage
  • Court attendance, loss mitigation and fee recovery costs
  • 60 minutes free legal advice

More about professional indemnity insurance

Management liability cover

Liability policies available in addition to your professional indemnity coverage include:


  • Exclusive CA ANZ discount for public practice members
  • Data and recovery costs
  • Fines and penalties cover
  • PR and crisis management costs

SMARTpak business insurance

  • High policy limits reducing the risk of underinsurance
  • Gross profit and staff wages automatically covered 
  • Standard excess for fire, water damage, malicious damage, money and portable computers only $350
  • Business interruption protection that starts from when you stop trading

Transaction liability private enterprise insurance (TLPE)

Transaction liability private enterprise insurance (TLPE) is available to CA ANZ members and their clients, before being released to a wider audience. TLPE insures sellers of small and micro businesses against the risk of financial loss resulting from a breach of warranty. This kind of insurance was previously available for corporate transactions only.

Key features:

  • Protection against warranties made by a seller as part of business sale transaction
  • Protection against unresolved claims for non-performance, or significant funds being held in escrow
  • Covers legal defence costs
  • Suitable for deals with an enterprise value (EV) of $250,000 to $30 million NZD, across a range of sectors
    • Maximum limit: $10 million NZD
    • Minimum premium: $2,500 
    • Maximum transaction size (by EV): $30 million
    • Policy period: 7 years

To find out more about TLPE insurance contact Jac Heale, Executive Broker at jac.heale@ajg.co.nz or phone 027 591 1023.

Travel insurance

Discounted travel insurance options are on offer for CA ANZ members and their families. Plans have varying limits and benefits which can be customised for your budget and requirements. Features include:

  • CA ANZ member discount
  • Single trip and annual multi-trip cover 
  • Protection for travel overseas and around New Zealand 
  • 24/7 emergency assistance, including access to travel advisors, translators and medical experts 
  • Travel GP service
  • Automatic cover for 35 existing medical conditions 
  • Add on options for adventure, snow sports and cruise ship cover
ActiveListening23 v2

Specialist knowledge combined with local service

To find out more about our benefits and insurance solutions for accountants please contact us. Our experienced brokers understand the risks and corresponding cover needed to protect your assets and reputation. 


CA ANZ disclaimer

Chartered Accountants Australia and New Zealand ABN 50 084 642 571 (CA ANZ) acts as a referrer of Gallagher's (formerly Crombie Lockwood) products and services only.

All services in relation to insurance products are provided by Gallagher, not by Chartered Accountants ANZ. CA ANZ is not a representative of Gallagher and accepts no legal responsibility for any advice given by, or any act or omission of, Gallagher. CA ANZ may receive a referral fee from premium commission received by Gallagher as a result of referrals made by CA ANZ to Gallagher. If you require further information about CA ANZ's relationship with Gallagher please contact CA ANZ.