Do you have the right insurance to ensure your business is financially covered if things go wrong?

Get a second opinion from our insurance experts who can review your current cover to assess whether it is sufficient for your business needs. We ask the right questions to identify your risks and make sure there are no gaps in your policy, so you’re fully covered without paying more than necessary.

Get in touch to benefit from a second opinion.

• Multiple reinstatements to the limit of indemnity.
• Defence costs.
• Low policy excesses.
• Broad dishonesty coverage.
• Fidelity coverage.
• Court attendance, loss mitigation and fee recovery costs.
• 60 minutes free legal advice.

More about Professional Indemnity insurance

Liability policies available in addition to your Professional Indemnity coverage include:

• Directors and officers Liability
• Public Liability
• Statutory Liability
• Employers Liability
• Internet Liability
• Crime cover

• Exclusive Chartered Accountants ANZ discount for public practice members.
• Data and recovery costs.
• Fines and penalties cover.
• PR and crisis management costs.

• High policy limits reducing the risk of underinsurance.
• Gross profit and staff wages automatically covered.
• Standard excess for fire, water damage, malicious damage, money and portable computers only $350.
• Business Interruption protection that starts from when you stop trading.

We have designed a group health insurance offer specifically for Chartered Accountants ANZ business members with five or more employees. 

• Pre-existing conditions are covered immediately (excluding general exclusions, and Serious Condition Lump Sum option).
• Cover is generally arranged quickly for members, without the need for medicals or numerous forms.
• Extension of concessions to immediate family members of employees, when added within 90 days of policy commencement or marriage.
• Waived stand-down periods on GP, Dental & Optical and Specialist options when added within 90 days of policy commencement.

Transaction liability private enterprise (TLPE) insurance is available to Chartered Accountants ANZ members and their clients, before being released to a wider audience. TLPE insurance covers sellers of small and micro businesses against the risk of financial loss resulting from a breach of warranty. This kind of insurance was previously available for corporate transactions only.

Key features:

• Protection against warranties made by a seller as part of business sale transaction.
• Protection against unresolved claims for non-performance, or significant funds being held in escrow.
• Covers legal defence costs.
• Suitable for deals with an enterprise value (EV) of $250,000 to $30 million NZD, across a range of sectors:
  • Maximum limit: $10 million NZD.
  • Minimum premium: $2,500.
  • Maximum transaction size (by EV): $30 million.
  • Policy period: 7 years.

To find out more about TLPE insurance contact Jac Heale, Executive Broker at jac.heale@ajg.co.nz or phone 027 591 1023.