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Liability insurance

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Criminal defence legal costs

Criminal defence expenses insurance provides cover for costs incurred in legal disputes brought against you, company officers and employers.

Legal expenses cover is usually offered as an extension to liability insurance.

Legal expenses insurance is available to anyone who wishes to protect themselves against the costs of defending unexpected legal actions.

What criminal defence legal costs insurance covers

This insurance covers your legal defence for criminal proceedings in the District Court or High Court under specific Acts of Parliament:

  • Crimes Act 1961
  • Summary Offences Act 1981
  • Misuse of Drugs Act 1976
  • Land Transport Act 1998  

Win or lose, the cost of defending liability claims can have a major impact on your business. Our brokers work with you to find the right insurance solution to protect you and your business, if you were to face legal action. 

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Liability solutions

Public liability insurance

Protects your business in the event of claims made by the public in connection with your business' activities.

Statutory liability

Statutory liability insurance can protect businesses against certain unintentional breaches of NZ law

Employers liability

Employers liability protects employers against claims brought by employees who have sustained a personal injury not covered by ACC

Professional indemnity

Professional indemnity insurance is designed to cover professionals who provide advice

Directors and officers liability

Directors and officers insurance protects your executives and board from personal financial risk

Employment disputes

Employment disputes insurance protects employers against personal grievance claims brought by past or present employees

Product liability

Product liability insurance protects against claims of personal injury or property damage caused by a business

Crime and fidelity

Crime and fidelity insurance protect organisations from losses arising from dishonest acts committed by employees

Trustees liability

Trustees liability insurance protects trustees from personal liability while carrying out duties performed for the trust

Liability consequential loss

Responds to financial losses suffered by a business, following a business interruption that's a result of a liability insurance claim

Criminal defence legal costs

Provides cover for costs incurred in legal disputes brought against you, company officers and employers

Internet liability

Internet liability insurance provides specialist protection often not covered in general liability policies