Hit enter to search or ESC to close



Rural insurance

Farm Cover

Specifically for Farm Source customers, Farm Cover is Gallagher's solution for dairy and drystock farming businesses.

It’s endorsed by Fonterra Farm Source and underwritten by Lumley Insurance, a division of IAG New Zealand Limited.

Farm Cover features 

  • Blanket cover for farm assets and production interruption
  • Cover for milk demerits
  • Automatic cover for fences
  • Cover for livestock accidental death from injury
  • Cover for natural disasters
  • Farm liability including general, statutory and employers
  • Cover for farm and private use vehicles
  • Home and contents cover

You are also able to spread the cost of your insurance, by paying monthly via your Farm Source account. Fonterra suppliers also earn Farm Source Reward Dollars.

Farm Cover is just one of the rural insurance solutions we arrange for farms across the country. Speak to a rural broker to learn more about Farm Cover.

Farm Cover claims

If you need to make a claim, please complete an online claim form.


Rural insurance specialists

We have a team of rural brokers across the country who understand the risks you face as an agribusiness. 

Our brokers work alongside you to regularly review your cover, ensuring it still works for your business as things change. 

Contact one of our specialist rural brokers to discuss the right cover for you and your farm.