Retirement village insurance

What retirement village and care facility insurance covers

• Business interruption cover effective from the date of interruption, not the date of damage
• No natural disaster excess
• All NHI excess costs on defined dwellings
• Separate cover options to meet obligations to residents
• Temporary accommodation insurance
• A suite of nine types of liability insurances, including professional indemnity and cover for directors and officers – this also pays for costs of enquiry and defence.
• Motor vehicle fleet insurance
• Construction insurance to cover buildings under construction
• Travel policies based on declared annual travel.

Car and contents insurance for retirement villages

Residents from more than 150 villages insure their contents and motor vehicles using our group insurance solution, policy benefits include:

• Settled claims are typically paid up to full replacement value of most contents and personal belongings, including spectacles, jewellery, hearing aids, dentures and mobility scooters (conditions apply).

• ●    Jewellery and watches are covered up to your pre-selected limits ($2,500, $5,000, or $10,000), and assets requiring higher limits can be specified separately.

• Temporary accommodation insurance for times when your unit cannot be lived in due to an insured event.

• Legal liability to pay for damage you cause to property belonging to someone else due to carelessness or negligence.

• Motor vehicle options; full cover, third party, or third party, fire and theft.