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Harness Racing Trotting11

Standardbred insurance cover

Our bloodstock insurance specialists know how to help when it comes to insuring your harness racers.

With years of experience and a passion for the equine industry, our dedicated bloodstock brokers can arrange the right cover for both your racehorses and breeding stock. 

They can also provide advice and ongoing support with your harness racing insurance needs. 

For those with a number of horses, talk to us about a competitive package. 

What standardbred insurance covers

We’ll look after your insurance needs for your broodmares, foals, racehorses, stallions or yearlings. We arrange cover for your trotters and pacers from when they start out training for the track until their retirement.

We have cover available for horses aged from 30 days up to and including 13 years of age. Specialised cover can also be arranged for horses over 14 years of age on application.

Contact us for a quote and to learn more about the cover options. 


Basic mortality cover

  • Risks of mortality cover includes death or destruction on humane grounds due to accident, sickness or disease.
  • Limited cover for theft as per policy wording.
  • Cover for all transits within NZ and Australia, and transits between these countries.

Foal insurance

Foals can be insured from 24 hours of age with an acceptable vet certificate and IgG.

Foetus insurance

Foetus cover can be placed from 42 days after last date of service with acceptable proposal and vet / pregnancy certificate acceptable to the underwriters. This policy also includes cover for embryo transfers. Talk to us about your specific cover requirements.

Extensions available on application

  • Agreed value 
  • Automatic additions and deletions
  • Colic surgery endorsement
  • 12 Month extension clause
  • Major medical endorsement
  • Stallion permanent disability
  • Transit worldwide
  • Care, custody and control

Working together to protect what matters

Our bloodstock insurance brokers work with you to find the right insurance solution for your needs. 



Insurance proposal forms

Completed proposal forms can be returned by email to bloodstock@ajg.co.nz or by post to PO Box 1395, Waikato Mail Centre, Hamilton 3204, New Zealand. 

Vet certificates

  • Vet certificates required for any horse valued at $100,000 and over.
  • Vet certificate for stallions must make specific reference to the genitalia (if stallion has Permanent Disability Extension). 

Claim forms

Completed claim forms can be returned by email to bloodstock@ajg.co.nz or by post to PO Box 1395, Waikato Mail Centre, Hamilton 3204, New Zealand. 

Complaints process

If you have a complaint, please let us know by contacting your broker. We will refer your complaint to the New Zealand Lloyd’s General Representative who will investigate further and aim to resolve your concerns.

If Lloyd’s cannot resolve your complaint, you can access the Insurance & Financial Services Ombudsman (IFSO) scheme. The IFSO scheme resolves complaints about insurance and is free, independent and entirely confidential.