Classic car insurance

Insurance for Kiwis collecting the classics

Classic car insurance is part of our specialist vehicle insurance offering.

For specialist vehicle drivers and collectors, a classic car is more than a mode of transportation - it’s a passion and prized possession.

Unlike standard vehicle insurance, cover for classic cars isn’t intended for the everyday driver. With less risk of road accidents, classic vehicle enthusiasts can benefit from paying lower insurance rates while getting full cover protection.

At Gallagher, we can help arrange a specialised classic vehicle insurance policy that fits your needs. So whether you collect pre-1950s vintage vehicles, muscle cars, or modern classic cars, you can rest easy knowing your unique vehicles are covered.

Car insurance for classic cars

We can help you find the right classic car insurance policies for your investment. Our brokers are committed to supporting our local classic car drivers and collectors. We work with you to find insurance for a classic car that reflects your needs. And if you need to make a claim, we work on your behalf, not the insurers, to help get the best result possible for you.

Our car insurance options include cover for comprehensive, third party only, and third party fire and theft as well as options specifically designed to protect your unique vehicle with cover options like:

• Restoration and/or storage cover
• Modern hobby cover
• Off road cover
• Track day cover

Depending on the policy, your insured vehicle can be eligible for market value or agreed value coverage.

Specialist vehicle insurance is here when you need it

We don’t stop at classic car insurance. We also arrange options to cover specialist vehicles, including:

• Modern hobby: High value vehicles which are rarely driven. Conditions apply.
• High performance and modified cars: High performance, modified or project vehicles.
• Luxury cars: Vehicles over $100,000 manufactured by European or UK vehicle manufacturers. Also known as Prestige vehicles.
• Motorcycles: Customisable motorcycle insurance, for trike, quad, scooter, classic, show, collectable, off-road racer, restorer, cruiser, sport, custom, touring, heavily modified bike and more.
• Cars used for motorsports: Cover is available for motor sport teams when heading to events, when in storage, and at off track events.
• Trailers: Most standard vehicle policies include cover for trailers. This benefit is limited, so some types of trailers won't fit under this benefit. For high value trailers, trailers outside the standard like horse floats, a specialist policy will provide the appropriate cover.