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Liability insurance

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PURPL liability insurance

PURPL is a combined liability insurance package designed to protect you and your business when facing the prospect of being sued or prosecuted.

PURPL liability insurance is arranged by Gallagher and underwritten by QBE Insurance, one of New Zealand’s leading liability insurers.

What PURPL covers

PURPL comprises ten important types of cover:

Benefits of PURPL 

With PURPL you can benefit from: 

  • Extensive cover
  • Efficient paperwork (one proposal, one renewal date, one payment)
  • Having a single insurer to manage and settle claims
  • Access to some of the country’s best defence lawyers via QBE’s experienced liability claims team.

Our brokers can work with you to put together the appropriate PURL package to cover your business risks. And if you have a claim, we advocate to get you a fair and prompt result.

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Liability solutions

Public liability insurance

Protects your business in the event of claims made by the public in connection with your business' activities.

Statutory liability

Statutory liability insurance can protect businesses against certain unintentional breaches of NZ law

Employers liability

Employers liability protects employers against claims brought by employees who have sustained a personal injury not covered by ACC

Professional indemnity

Professional indemnity insurance is designed to cover professionals who provide advice

Directors and officers liability

Directors and officers insurance protects your executives and board from personal financial risk

Employment disputes

Employment disputes insurance protects employers against personal grievance claims brought by past or present employees

Product liability

Product liability insurance protects against claims of personal injury or property damage caused by a business

Crime and fidelity

Crime and fidelity insurance protect organisations from losses arising from dishonest acts committed by employees

Trustees liability

Trustees liability insurance protects trustees from personal liability while carrying out duties performed for the trust

Liability consequential loss

Responds to financial losses suffered by a business, following a business interruption that's a result of a liability insurance claim

Criminal defence legal costs

Provides cover for costs incurred in legal disputes brought against you, company officers and employers

Internet liability

Internet liability insurance provides specialist protection often not covered in general liability policies