1.1. The NZAO Lockbox Promotion (the Promotion) runs from 08:00am Friday 16 October to 04:00pm Saturday 17 October (‘Promotional Period’) at the NZAO Conference at Huihui Parliament Building, Wellington, New Zealand.

1.2. The Promotion is a lockbox competition where participants attempt to unlock the lockbox by correctly guessing the code to win the prize.

2.     Eligibility & Entry

2.1.  Entry is open to all those who attend the NZAO Conference 2026.

2.2. Participants may be permitted multiple attempts at unlocking the lockbox, as determined by Gallagher at its discretion.

2.3. Employees of Gallagher are not eligible to participate in the promotion.

3.     The Prize

3.1.The Prize is one (1) JBL Go 5 Mini Bluetooth Speaker.

3.2. The Prize will be awarded if the participant successfully unlocks the lockbox by entering the correct code.

3.3. There are four (4) prizes available during the Promotional Period. The promotion will close once all prizes have been awarded or the Promotional Period has ended, whichever occurs first. No further attempts will be accepted.

3.4. Gallagher Insurance is not responsible for any additional costs associated with redeeming or transporting the prize.

3.5. The prize is not exchangeable for cash or refundable.

4.     Winner Notification & Acceptance

4.1. The winner(s) will be determined based on the competition mechanic of correctly unlocking the lockbox.

5.     General

5.1. Gallagher’s decisions regarding the promotion are final and binding, and no correspondence will be entered into.

5.2. Participation in this promotion is deemed acceptance of these Terms and Conditions.